Changes In Payments For Goods And Services Have Been Introduced In Belarus
- 19.06.2025, 8:59
The innovations took effect on June 19.
June 19, Belarus introduces innovations in the rules of transactions with payment software application and other payment instruments. The National Bank told what will change for ordinary users, writes tochka.by.
Bank applications will be linked with sellers
From mobile applications of financial organizations (Internet banking, mobile banking) one can go to the same service or to the site of the bank's partners to buy goods and services. That is, only those merchants will be available that have entered into an agreement with the bank in whose application you are.
Customers will in any case be notified that they are not in the bank's payment software application.
"It is important that customers understand: the contract for the sale of goods, works and services is concluded with the bank's partner, not with the bank. The bank is simply a guide to the appropriate electronic resource of the partner," - said the head of the electronic payment instruments department of the main department of the payment system and digital technologies of the National Bank Olga Antonovich.
The new document also determines who citizens should contact in case of suspicious transactions with their money. Now it will be the issuer of the payment instrument with which the contract for payment services has been concluded. Simply put, if it is Internet banking, the client must apply to the bank.
If it is a payment mobile application, when the client downloads it, he is provided with the relevant agreement. The client reads it, agrees, checks the box. And if any transaction raises suspicion, he turns to the partner with whom he signed the agreement.
"As for the application "Pay", the issuer of electronic money is Belinvestbank," explained Olga Antonovich.
The user's request to recognize a transaction as unauthorized is made in writing to the issuer of the payment instrument, with which the user has a contract for payment services.
All operations with a check
To confirm the execution of a transaction, the user may be provided with a check in hard copy or electronically, including by sending it to e-mail.
If it is not possible to receive a check, you can apply to the bank for it.
"The bank provides this information, and it should contain all the data that are usually recorded in a check," Olga Antonovich added.